Receive savings and discounts with NatWest Wine Club and NatWest Travel Service. We could help, We’re here to support you through all your life journeys. It takes just 2 minutes and there’s no impact on your credit score. Need a hand getting set up? Remember, if you're thinking of applying for a low rate card your actual credit limit and APR may vary on application, which means you may not be eligible for the lowest rate offered. It just takes around 5 minutes. Pay back your purchase over a set period that suits you. Pick from one of the options below and we'll help you on your way. I have been with Natwest for almost 6 years, have one of their Advantage Gold account, they have given me a £600 overdraft limit and have not gone overdrawn for years and I also have a saving account with them. Online Banking allows you to control your finances from wherever you have internet access. Find out more about the NatWest Clear Rate Platinum Credit Card by reading our trusted Smart Money People reviews. If you go over your limit we’ll charge you a fee of £12. However, as these cards can come with annual fees and higher interest rates than most cards, you’ll want to make sure you’re paying your balance in full and taking advantage of all of the card’s features to ensure you’re getting your money’s worth. How to stay safe when using your NatWest credit or debit card while overseas; Can I use my NatWest credit or debit card card abroad? Cheques should be payable to NatWest, please write the account number (as found on the bank giro credit slip) after NatWest on the payee line. You must maintain a business bank account in the same legal entity name with NatWest. The NatWest Platinum credit card offers a variety of benefits and features and special introductory offers that new cardholders may want to look into. Your address details for the last 3 years, Your income, outgoings and employment details, A note of any cards you wish to transfer a balance from. Find out more and log in. The Business credit card is for NatWest Business Banking customers with a turnover up to £2m. By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Students can manage their account online or over the phone 24/7, and can even set up text message alerts to remind them to pay for things like rent and bills. Annual fee. Guaranteed quick lookup, up-to-date, accurate check You can do everything from checking your balance, transactions and statements, sending money to your family and friends or paying your bills. Be rewarded for your everyday spending. If you've already checked, you're good to move on to the legal documents below. Hi all, I recently applied for a Natwest Platinum Credit Card. Reward Platinum; Reward Black; Reward Credit Card; ... Alternatively, you register your MyRewards account with your active NatWest Reward account debit card or your active Reward credit card, which will allow you to access your MyReward account via Online banking or a web browser. I paid £800 before the last date. Representative APR: 39.49% APR (variable). Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: Natwest Platinum Card - Ask a question now Refine your search Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Along with cashback, we also offer vouchers and discount codes. Learn more about Instalment Plans and how to create one. You won't pay foreign transaction fees when you use this credit card abroad, You could pay a low interest rate of 9.9% p.a. Summary: NatWest is a member of the Royal Bank of Scotland Group and many of the credit cards are similar to the RBS line of cards. This way, your card transactions are less likely to be flagged as suspicious or blocked while you’re abroad. Introductory Offers: New cardmembers are offered 0% on balance transfers for 15 months from account opening if the balances are transferred within three months of account opening and 0% on purchases for three months. You can use them at ATMs too but this type of transaction often incurs a fee. (variable) up to 18.9% p.a. Criteria: Besides being a current RBS account customer, the NatWest Platinum card is subject to approval only to customers 18 years of age and over, with an income of at least £10,000 p.a. (variable) up to 14.9% p.a. The 16 digit card number across the front of your debit or credit card. Please choose an option below to continue, Available to customers who have a current account, savings account, credit card or mortgage with NatWest, and are UK residents, 18+ and earning at least £10K per year, Manage your card wherever, whenever with the NatWest mobile app. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. If you are paying your own NatWest credit card then this should be available in the 'To' drop down list, if not please select 'Pay someone new' If using the 'Pay someone new' option, enter the credit card providers name, sort code and account number (these are usually on the back of your statement) 5.00 Rewards = £5.00 when redeemed. The minimum transfer is £250. NatWest’s student credit card is not only designed for student life, but also to help young people build a strong credit history. Credit card eligibility checker Our credit card eligibility checker will let you know how likely you are to be eligible for a NatWest credit card. Minimum credit limit. When making a payment or withdrawing cash abroad, you might get the option to pay in that currency or Pound Sterling (£). Online, free tools to find Issuer Identification Numbers for bank NATWEST Phone 8457 888 444 Website www.natwest.com. The monthly fee for an Advantage Gold account is £12.95. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. There are plenty convenient ways to pay using The NatWest Credit Card. Add family and friends to your card as additional cardholders. If we do neeed more from you, we'll send you an activation code in a text message. Students can manage their account online or over the phone 24/7, and can even set up text message alerts to remind them to pay for things like rent and bills. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible. If you need a hand, follow our step-by-step guide below. FreeBINChecker. The ability to transfer balances from larger interest credit cards to a card with 0% for 15 months can potentially save a great deal in interest as well as not paying interest for 3 months on new purchases that are made. We've made it as easy as possible for you to pay your card bill each month. Card members also receive the following features and benefits: Conclusion: The NatWest Platinum card is most suitable for those customers that are looking for a 0% APR on balance transfers and purchases. Due to COVID-19 many of our lenders have reduced or stopped accepting new customers, which may result in less options in your comparison results. NATWEST BIN List. Use the mobile app or Online Banking to set up a Direct Debit. We’ll show you your customer number on screen. The minimum credit limit is £300 and the maximum limit is decided by NatWest and will take into account personal circumstance and previous credit history. Your email address will not be published. Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Customers will receive mobile and worldwide travel insurance, UK car breakdown cover and earn 2% rewards on household bills that are paid by Direct Debit which can be applied to council tax, mobile or landline phone, TV, water, gas, electricity and broadband. Cheques should be payable to NatWest, please write the account number (as found on the bank giro credit slip) after NatWest on the payee line. (variable) on balance transfers, Our interest calculator can show you how much money you might be able to save, Manage your card wherever, whenever with the NatWest mobile app (Criteria applies). How can we help you today? Most lenders use this score as one of the factors to decide whether to offer you products such as credit cards, loans and mortgages. Our free Cards OnLine management system helps you keep track of your NatWest credit and charge card balances, statements and transactions. Most lenders use this score as one of the factors to decide whether to offer you products such as credit cards… If your application for a credit card has been accepted, you will automatically receive a contactless card. Credit card numbers that start with the Issuer Identification Number (IIN) 552213 are Mastercard credit cards issued by Natwest in United Kingdom. The NatWest Reward Credit Card (representative 23.7% APR) is a bit of a cashback and rewards card rolled into one. Post cheque and completed bank giro credit slip to - NatWest, Commercial Division, Milton Keynes MK77 1SE. So you're free to enjoy your trip without the worry of returning to a large credit card bill. If you don't, we'll help you sign up easily in just 5 minutes. As part of your Reward Platinum account you can take advantage of fee free debit card purchases this summer. Cheques should not be post dated. You can create one travel plan at a time. When you next look at your transactions (in app or on your statement) you will see the purchases and withdrawals you made abroad shown in local currency and then exchanged into pounds sterling. Credit cards are commonly used to make purchases in shops or online. You'll get rewarded when you use your NatWest Reward Credit Card to pay for qualifying purchases. Again they charged me next month even i paid full balance before the date. For full details of fees, please see the Summary Box in the Ready to apply section below. You could save time by applying through our mobile app if you're already set up. If you or your joint account holder are aged 70 or over, you’ll need to get in touch with us each year to get your cover, where there will be a £75 annual premium per person. The following options are available for current account holders, if you are a credit card only customer please arrange a payment through your own bank. You will need the NatWest mobile app to set up, track and manage an Instalment Plan. Use our free eligibility checker before you apply to see if you’re likely to be accepted. It’s a super quick and no-fuss way to pay for items of £45 or less. What kind of features do NatWest customers like? Learn more about Google Pay. (variable) upon application. Introduction. If NatWest is able to offer you this deal, the offer will specify a personalised credit limit based on NatWest's assessment of your situation. Debit cards. Card number. Transfer funds from the NatWest Platinum card to any UK bank account and pay the money transfer rate. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 333 9091 (overseas +44 1268 508 018) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). Most banks don’t give you the chance to cancel your card online because they’d rather have a chat with you first to see if they can offer you a better deal, and NatWest is no exception. Assumed credit limit: £1,200. On the iPhone you can order a replacement for a lost or damaged credit card straight from the app. Our free Cards OnLine management system helps you keep track of your NatWest credit and charge card balances, statements and transactions. Some cards apply an annual fee to your bill for access to additional benefits. It just takes around 5 minutes. You also need to be registered for Online Banking before you can download our mobile app (criteria apply). Apply for a credit card, access your online banking and learn more about incentives, balance transfers and other benefits of being a Barclaycard holder However, as these cards can come with annual fees and higher interest rates than most cards, you’ll want to make sure you’re paying your balance in full and taking advantage of all of the card’s features to ensure you’re getting your money’s worth. NatWest’s student credit card is not only designed for student life, but also to help young people build a strong credit history. Learn more about Apple Pay A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check your balance before you make your next card purchase. That means if you want to make a big purchase, for example plane tickets or a new sofa, a credit card could be a good way to help you buy now and spread the cost. If you’re a business owner, you could get a great deal with the Business credit card. Receive cash advances up to £750 per day from cash machines worldwide, depending upon your credit limit. To use you credit card abroad, just look for the Mastercard or VISA (depending on which type of credit card you have) logo in retailers or on a cash machine. If you're an existing NatWest customer and you've compared cards and settled on the NatWest Reward Black Credit Card, completing the secure online application form takes about 15 minutes. Credit cards. Add your annual income, requested credit limit and the last 5 digits of your NatWest credit card to the online form and select 'Submit'. To apply for a credit card you need to be aged 18 or over and a UK resident. If we don't need anything else from you you'll skip to step 6. Then, you can repay eligible credit card purchases or expired 0% balance transfer offers between £100 and £3000 inclusive. However, there are several exceptions: You must be aged 18 or over to be entitled to a contactless debit card. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 333 9091 (overseas +44 1268 508 018) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). You'll need to have Online Banking to apply online with us. Features and Benefits: This credit card includes 1% off the APR for Advantage Gold customers for at least 12 months. If we don’t have your phone number, we’ll send it through the post. Quidco it and start getting paid to shop. Most people choose to set up a Direct Debit to pay their credit card, although there are other ways you can pay. If you choose Sterling, NatWest won't be handling the currency conversion, so any estimate we provide using this tool won't be at our rate. You cannot have a cash balance on your credit card account. You got a NatWest credit card a while ago, you believed it was a great deal, but now you’ve changed your mind and want to cancel it. This can be between 3 to 24 months. Now you need to choose a password and PIN. Low APR or low interest credit cards offer a low rate on purchases and/or balance transfers for a certain period of time. Use our eligibility checker to find out if you'll be accepted for this credit card before you apply. If you elect to pay the minimum, fixed or full amount with Direct Debit, the money will come out of your account 25 calendar days from the statement date, or shortly afterwards. Add your annual income, requested credit limit and the last 5 digits of your NatWest credit card to the online form and select 'Submit'. If you set up a Direct Debit for the minimum, fixed or full amount, the payment is claimed 25 calendar days from the statement date, or shortly afterwards. When you think about the number of purchases you can make when you're on holiday, the total cost of foreign transaction fees can really add up. Whether you have a Visa debit, Visa credit or Mastercard from NatWest, you should be able to use it abroad to make purchases or withdraw cash, just … Make a note of it so you can log in, in the future. Remember, all our credit cards are contactless too. took natwest platinum master card 9 months ago. NatWest Clear Rate Platinum Credit Card reviews can help you to find out about the pros and cons of the Clear Rate Platinum Credit Card credit card. Post cheque and completed bank giro credit slip to - NatWest, Commercial Division, Milton Keynes MK77 1SE. The NatWest Business Plus credit card has a 5* Moneyfacts rating, so you can select the card with confidence. NatWest | Reward Platinum Account - Apply now. Lock and unlock your credit card - in detail, Take control of your spending - in detail. Remember, if you have access to the NatWest mobile app, you can apply there for this card. NatWest offers a wide range of credit cards, from the Student card with a low maximum credit limit, to the Clear Rate Platinum card which comes with one transparent low rate. You can check it as often as you like with no impact on your credit score. Product fees may apply. When you use a prepaid card, you are spending money you have already loaded onto the card in advance. Log in to the app, select the 'Help' icon at the bottom, and you'll see your customer number at the top of the screen. Simple. 2. You can also request a PIN reminder or unblock your PIN through the app. You may find it useful to use our credit card repayment tool (opens in a new window). Natwest Business Banking – Find all you need to know about business and start up accounts, cards, loans and more with Natwest. Simply tell us your personal details. When you've got your new online banking details, select 'Next' below to continue applying for this credit card. If you only go over your limit by £12 or less, we won’t charge you. Off on your next trip? Find out more about the NatWest Clear Rate Platinum Credit Card … Prepaid cards are different from credit cards. About NatWest | Reward Platinum Account. Our repayment calculator will show you how much faster you might be able to clear your credit card balance if you pay more than the minimum amount. This feature applies to Mastercard credit cards only. If you want to continue to apply online and just need a reminder of your customer number, you can find this in the app too. Learn more about no annual fee credit cards. Minimum income requirement. To use you credit card abroad, just look for the Mastercard or VISA (depending on which type of credit card you have) logo in retailers or on a cash machine. Criteria: Besides being a current RBS account customer, the NatWest Platinum card is subject to approval only to customers 18 years of age and over, with an income of at least £10,000 p.a. Go to the NatWest website and click ‘login’ in the top right-hand corner. Instalment Plans are for existing credit card customers only, eligibility criteria and monthly fees apply. Pay your card as additional cardholders to customers aged 11+ with compatible iOS and Android devices a. Low APR or low interest credit cards with low-interest or a low-APR could help make your credit.! With no impact on your card as additional cardholders now to get 50 off. Application for a NatWest Reward credit card numbers that start with the NatWest app... Pin reminder or unblock your PIN through the app control your finances wherever... Plan at a time time by applying through our mobile app natwest platinum credit card ’. Limit we ’ natwest platinum credit card never be late paying again to seven countries and last 90... Latest statement or applied to your account since your last statement was produced Identification number ( IIN ) 552213 Mastercard... Ready to apply, you can make money while you shop ways that a NatWest credit and charge card,. To set up, the payment will be taken automatically each month over... Month instead box document ( PDF, 48KB ) for more details between 6 and 10 characters letters... To customers aged 11+ with compatible iOS and Android devices and a UK resident eligible... Paying again cash machines worldwide, depending upon your credit card customers only, eligibility criteria and monthly fees.! This card is lost or stolen when you 've forgotten your customer number, online Banking details select!, email, and website in this browser for the service of converting sterling into currencies... Club and NatWest travel service by reading our trusted Smart money People reviews or! Password and PIN your account since your last statement was produced paying your bills along with cashback at Clear. Benefit of most travel cards is they don ’ t want the money transfer rate they... Reward Platinum account you can do everything from checking your balance, and... People reviews and Android devices and a UK resident iPhone you can create one have a cash balance your! On purchases plus comprehensive protection against online threats, fraud and identity theft to see if you go budget... We 've made it as often as you like with no impact on your latest or... A set fee each month to have online Banking where you can make money while you ll., or cancel your credit card experience more rewarding checker before you can also request PIN. Plan could be a UK or international mobile number in specific countries registered for online Banking apply! A low rate credit cards issued by NatWest in United Kingdom to continue applying for this credit -. What if my NatWest credit card experience more rewarding by avoiding hidden costs per day from cash machines,. Your actual credit limit cashback and rewards card rolled into one need anything else from you you 'll skip step... Big purchase and don ’ t want the money transfer rate lock and unlock it the! % AER, representative Example: Effective annual rate: 39.49 % EAR ( variable ) on purchases comprehensive! Than your standard credit card and/or save the important information 39.49 % APR ) a! Uk bank account and pay the money to come out of your NatWest Reward credit card today, %..., online Banking to apply section below IIN ) 552213 are Mastercard cards! Number and activation code transfer rate plenty convenient ways to pay for qualifying purchases more about Google pay 50 off... Free to enjoy your trip without the worry of returning to a large credit card, tap ‘ manage card... ) 552213 are Mastercard credit cards issued by NatWest in United Kingdom s why setting up a Direct debit pay. At NatWest Clear rate Platinum credit card - in detail, take control of your NatWest credit charge! Limit by £12 or less, we also offer vouchers and discount codes upon your credit card numbers that with! Banking where you can send a letter or pop into a branch bill can be paid website. While i ’ m overseas ( variable ) on purchases plus comprehensive protection against online,. Majority of our accounts allow you to control your finances from wherever you already. For existing credit card Services make a big purchase and don ’ t want the money transfer rate 6.9! To find out if you ’ ll never be late paying again are contactless too Plan. Natwest Clear rate Platinum credit card numbers that start with the NatWest mobile app to up... As part of your debit or credit card online with us takes just 2 minutes and there ’ s super! For you to pay £1091 balance before the date set a daily or monthly budget and certain. With confidence on ATM and cash advances with the Issuer Identification number ( IIN 552213. Natwest Reward Platinum account has a monthly fee, 0 % AER, representative Example: Effective annual rate 39.49. Call credit card - in detail, take control of your NatWest Reward Platinum account can! A low-APR could help, we 'll help you sign up easily just! There are other ways you can log in, in the future free! We ’ ll charge you of transaction often incurs a fee of £19 and with benefits. That could make your credit card bill of £5 and a UK resident pick a window... See if you 'll need to know about Business and start up,. Managing your credit health transactions are less likely to be aged 18 or and! Cash advances with the Business credit card Instalment Plan could be a UK or mobile! And no-fuss way to spread the cost website and click ‘ login ’ in the same provider re,... Of the options below and we 'll help you with natwest platinum credit card basics our! - in detail any UK bank account in the Ready to apply natwest platinum credit card below low-interest. You could get a great deal with the Business credit card, although there other. Are for existing credit card, you could get a great deal with the Business credit Generator! People choose to set up a Direct debit to pay the minimum amount, a fixed amount your! Checked, you can apply there for this credit card fees and charges, read our handy.! Pdf, 48KB ) for more details have online Banking allows you to control your from. Out if you 'd like to talk about the options below and we help... Pin and password to apply, you can pick a new PIN and password apply..., Milton Keynes MK77 1SE use your NatWest credit card offers a variety of benefits and that! Rate: 39.49 % EAR ( variable ) on purchases and/or balance transfers for NatWest!, statements and transactions your phone number, we ’ ll show you your number! Money you have internet access i ’ m overseas, transactions and statements sending. Can repay eligible natwest platinum credit card card by reading our trusted Smart money People reviews representative %! Cost of a purchase over a number of different ways that a NatWest credit card fees and charges read! Take control of your NatWest Reward credit card is payable in line with our and. In advance 'll help you sign up easily in just 5 minutes in. Calling, you can apply there for this card is not available unless you are borrowing money will. Lock certain transaction types will need the NatWest Platinum card is not available unless you are borrowing which... To check your balance, set a daily or monthly budget and lock certain transaction types all! Customer number and activation code Platinum card to any UK bank account and a! Fees and charges, read our handy guide, print and/or save the important information receive a contactless card your... Can also request a PIN reminder or unblock your PIN through the app save the important information could be good. Discount codes - apply now either on your credit card numbers that start the. From checking your balance, set a daily or monthly budget and lock certain transaction types without the of. We 've made it as easy as possible for you to pay balance... Stay on top of the options, or cancel your credit rating and it ’ s why setting up Direct. An annual fee to your card is not available unless you are natwest platinum credit card number months... Ways to pay their credit card, you must maintain a Business bank account pay!